Shared account or a shared credit card is the main thing that can influence credit history of spouses or partners. Ill-timed or missing credit payments for the credit card or racking up high balances on a shared account will negatively affect credit score of all account or card owners. Such a behavior recorder for a credit card or an account is reported to the credit bureaus, and as a result, will show up on the credit histories of all account/credit card owners since all of them are cosigners or authorized users of that account/credit card.
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