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When is voluntary repossession a reasonable step?

Voluntary repossession is a reasonable step when you feel that your budget is not enough to pay out your car from the dealership or the lender. Instead of waiting for the lenders to pop-up and take your vehicle involuntarily, it is much better to surrender to the circumstances at your free will. The consequences of both repossession types are similar; however voluntary repossession allows you to reduce the fees associated with a repossession to the minimum. For instance, in the case of a voluntary repossession, the dealer or lender will also have to pay to the towing car and the driver to take your vehicle away; these fees will also lie on your head.  

Besides the financial benefits of repossessing a car yourself, you also receive peace of mind that there will not happen a moment when you go outside, and your car is gone. You will not rely your career on driving fast while learning that the car was involuntarily taken away from you.  

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When is voluntary repossession a reasonable step?
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