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What to discuss when marrying a person with bad credit?

Before you make an important and sometimes even determining a decision in your life, it is essential, to be honest with your partner about your life and hence your credit history. Whether you are planning to get married, move in together, or get a mortgage, sit down and discuss both of your financial details.

First and foremost, both of you need to get an annual credit report to learn about both credit scores. Besides that, do not forget to mention any major debts, like school or medical bills to pay, as well as any other past financial delinquencies. Remember that both partners need to know not only about the presence of such delinquencies but also about the circumstances that preceded and the aftermath of them.

Knowledge about the bad or good credit history of your partner will allow you to make reasonable and weighted financial decisions in the future and avoid any greater debts or financial pits. Besides that, if you are the one with a better credit score, you can also strategize a plan about improving your partner credit history together.

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