It is much easier to maintain a healthy credit score than try to repair it urgently when you are trying to apply for a job. However, not always can you be aware of the current state of affairs. For this reason, first and foremost rule is to check your credit score proactively to see what a potential employer will see; staying ahead of time gives you more time to fix any errors or erroneous negative marks on your report. Generally, you can request one free credit report a year (every 12 months) from one of the three official bureaus (namely Experian, Equifax, and TransUnion) via the only authorized online platform AnnualCreditReport.com. Should you spot any errors, open a dispute for one of these companies and fix everything possible. In case you have already used all of your free reports this year, you can always turn to the finance websites that also provide free credit reports. This is the only step that may change your credit score before you apply for a job.
If you know that soon enough, you will be applying for a new position, moving to another city, and hence getting a new job, then you can start improving your credit score for it today. To do so, you need to pay all your bills on time since payment history is the most influential factor that determines your credit score. If you have current credit, light up on using it and keep below 30%. Such behavior shows potential employers that you are trustworthy; you are not overextended financially, and also that you can manage your own budget wisely.Please vote for the article: Others Cities: « What is a credit score? | What legal rights do you have when an employer requests your credit report? »