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Does an employer credit check hurt your score?

Inquiry of a potential employer to a credit reporting bureau or a specialty screening company has absolutely no impact on your credit score. Such a request seen by the agencies as a ‘soft inquiry’ on your credit and, in fact, equals your own inquiry for the report.

Employer’s credit check does not take up any points from your credit score as a credit card application does. Credit reports also have no notes about any soft inquiries of this nature. This means that if you are applying to multiple openings and several potential businesses make such a soft inquiry about you to Experian, Equifax, and TransUnion; they will not know if anyone else has requested your credit report as well. However, you, as the owner of your credit reports, will have notes that particular companies requested such information about you; such soft inquiries are always noted for the credit owners in their own credit reports.

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